This year´s reporting season has brought sustainability and environmental, social and governance (ESG)-related efforts to the forefront of international banks’ annual reports, including their future outlooks and bold pledges.

Location. Location. Location. This may be real estate’s golden rule, but it applies to payments now more than ever. Tomorrow’s industry leaders will go where their customers are—and their customers are going mobile.

Organisations including banks, fintechs, and payment providers who want to play a leading role in tomorrow’s payment services ecosystem will need to be smart and start identifying their roles in the RtP ecosystem today.

Open Banking requires and depends on partnerships—from suppliers to business collaborators and from vendors to customers. Banks have to build an ecosystem of alliances.

Some organizations transform their business without a corresponding investment in transforming their legacy IT applications, a solution called digital decoupling.

The challenges lenders face are numerous. And achieving sustainable profitability is difficult since customers are less loyal than in the past, regulation more stringent and the economic outlook still uncertain.

As the way we exchange value changes, taxation faces a pivotal moment. Historically speaking, taxes have been taxing. But new developments in the payments ecosystem—Open Banking, ISO 20022—are about to change all that.

In the mortgage industry, early adopters of document automation technologies were underwhelmed with the results of their investment. The latest advancements in AI can cut the lengthy mortgage origination cycle significantly and reduce errors.

Auto finance companies can expect the pandemic to impact four key areas as they work to address short-term needs and prepare for the future.